Acuity Insurance

Written by: insurance on August 28, 2026

Verified Provider Data Official Source: acuity.com Updated: August 2026 A.M. Best A+ Rated

Acuity Insurance – Auto, Home & Business Coverage

Headquarters: Sheboygan, WI · Serving 15 States · A Mutual Insurance Company
Auto · Home · Business · Workers’ Comp · Life · Est. 1925

About This Provider

Acuity, A Mutual Insurance Company is a highly rated provider of personal and commercial insurance, specializing in Auto, Home, Business, and Workers’ Compensation coverage. Headquartered in Sheboygan, Wisconsin, the company has been protecting families, farms, and businesses since 1925.

As a mutual insurance company, Acuity is owned by its policyholders, not outside shareholders. This unique structure allows the company to focus on long-term financial stability, exceptional customer service, and returning value to policyholders through competitive rates and potential dividends, rather than maximizing shareholder profits.

Acuity operates primarily in the Midwest and select other states, maintaining an A+ (Superior) financial strength rating from A.M. Best. They are widely recognized for their personalized approach, utilizing a network of independent local agents who provide tailored advice, alongside robust digital tools for seamless policy management and 24/7 claims support.

Company Information
Company NameAcuity, A Mutual Insurance Company
Company TypeMutual Insurance Company
Headquarters2800 S Taylor Dr, Sheboygan, WI 53081
Founded1925
Phone1-800-279-8849 (Customer Service)
ServicesAuto · Home · Renters · Business · Workers’ Comp · Life · Umbrella
Coverage Area15 States (Primarily Midwest: WI, IL, IN, OH, MN, IA, CO, etc.)
Price Range$$ (Competitive/Mid-Range)
PaymentCredit Card · Debit Card · Bank Transfer (EFT) · Check
Digital ToolsAcuity Mobile App · Online Policy Portal · E-Billing · Digital ID Cards
Websitewww.acuity.com
A+
A.M. Best Rating
100K+
Policyholders
15
States Served
1925
Year Est.
24/7
Claims Support
$$
Price Range

Customer Service Hours

Standard business hours for new quotes and policy changes. Claims services are available 24 hours a day, 7 days a week.

New Quotes & Service

DayOpenClose
Monday8:00 a.m.5:00 p.m.
Tuesday8:00 a.m.5:00 p.m.
Wednesday8:00 a.m.5:00 p.m.
Thursday8:00 a.m.5:00 p.m.
Friday8:00 a.m.5:00 p.m.
SaturdayClosedOnline Only
SundayClosedOnline Only

Claims Department

DayOpenClose
Monday24 Hours24 Hours
Tuesday24 Hours24 Hours
Wednesday24 Hours24 Hours
Thursday24 Hours24 Hours
Friday24 Hours24 Hours
Saturday24 Hours24 Hours
Sunday24 Hours24 Hours

Coverage Options & Add-ons

Explore the comprehensive range of personal and commercial insurance products offered by Acuity.

Why Choose Acuity?

Key benefits and features that distinguish Acuity, A Mutual Insurance Company in the market.

Mutual Company Structure

Policyholder Owned
As a mutual company, Acuity is owned by its policyholders, ensuring decisions are made in your best interest, not for outside shareholders.
Customer-First Focus

Local Independent Agents

Personal Touch
Work with licensed local agents in your community who understand your specific needs and can provide personalized coverage reviews.
Expert Guidance

Superior Financial Strength

A+ A.M. Best Rating
Decades of financial stability ensure that Acuity has the resources to pay claims promptly and reliably, no matter the scale.
Reliable Protection

Digital Convenience

Online & App
Manage policies, pay bills, access digital ID cards, and file claims instantly via the Acuity mobile app or secure online portal.
24/7 Access

Headquarters Location

While Acuity operates across 15 states, their corporate headquarters is located in Sheboygan, Wisconsin. Use this map for corporate correspondence. For local service, please contact your independent Acuity agent.

Address2800 S Taylor Dr, Sheboygan, WI 53081
RegionSheboygan County, Wisconsin
From I-43Take exit 108 for WI-23 / Taylor Dr. Head west on Taylor Dr. The headquarters campus is located on the south side.
ParkingCorporate parking available for visitors/appointments
GPS43.7425° N, 87.7326° W

Acuity HQ

⭐⭐⭐⭐⭐ Corporate

2800 S Taylor Dr
Sheboygan, WI 53081

Mon-Fri: 8:00 a.m. – 5:00 p.m.

Company History & Background

From a small local provider to a respected regional mutual insurance leader.

YearMilestone
1925Founded in Sheboygan, Wisconsin, originally focusing on automobile insurance for local drivers.
1950s-70sExpanded coverage offerings to include homeowners, farm, and commercial business insurance.
1990sBegan expanding footprint beyond Wisconsin into neighboring Midwest states, maintaining its mutual company structure.
2010sLaunched comprehensive digital platforms, including the Acuity mobile app, enhancing customer self-service capabilities.
2026Continues to serve over 100,000 policyholders across 15 states, consistently earning A+ (Superior) ratings from A.M. Best for financial strength.

Frequently Asked Questions

What types of insurance does Acuity offer?
Acuity offers a comprehensive range of personal and commercial insurance, including Auto, Home, Renters, Business Owners, Workers’ Compensation, Life, and Umbrella insurance.
What states does Acuity Insurance operate in?
Acuity operates in 15 states, primarily in the Midwest and select other regions. This includes Wisconsin, Illinois, Indiana, Ohio, Minnesota, Iowa, Colorado, Michigan, Missouri, and a few others. Check their website for the most current list of serviced states.
How do I file a claim with Acuity Insurance?
You can file a claim online via the Acuity website portal, through their mobile app, or by calling their claims hotline at 1-800-232-1392. Claims support is available 24/7.
What does it mean that Acuity is a “Mutual” insurance company?
As a mutual insurance company, Acuity is owned by its policyholders, not outside shareholders. This structure allows the company to focus on long-term stability, exceptional customer service, and returning value to policyholders through competitive rates and potential dividends.
Can I manage my Acuity policy online?
Absolutely! Acuity offers a comprehensive online portal and mobile app where you can view policy details, make payments, download digital ID cards, and file claims without needing to call your agent.
Disclaimer: This article is an independent directory listing and is not affiliated with, endorsed by, or sponsored by Acuity, A Mutual Insurance Company. All information including coverage options, phone numbers, and office details is compiled from publicly available sources and is believed to be accurate as of August 2026. Coverage availability, prices, and terms may vary by state and individual circumstances. Contact the company directly at 1-800-279-8849 or visit acuity.com for the most current information and official quotes. Acuity is a registered trademark of its respective owners.