Allied Insurance – Commercial Auto & Fleet Coverage

Q: What does Allied Commercial Auto physical damage coverage include?

Physical damage coverage typically includes Collision (damage from hitting another vehicle or object) and Comprehensive (damage from theft, vandalism, fire, or weather). It protects the actual business vehicle itself.

Q: What is Hired and Non-Owned Auto (HNOA) coverage?

HNOA covers liability when employees use their personal vehicles for business errands (non-owned) or when your business rents or leases vehicles (hired). It protects the business, not the employee's personal auto policy.

Q: Is Allied Insurance part of Nationwide?

Yes. Allied Insurance is a member of the Nationwide family of companies, providing policyholders with the financial strength, resources, and stability of one of the largest insurance organizations in the US.

Written by: insurance on August 30, 2026

Verified Provider Data Official Source: alliedinsurance.com Updated: August 2026 A.M. Best A+ Rated

Allied Insurance Commercial Auto Fleet Coverage, business trucks, and liability protection

Commercial AutoFleet CoverageNationwide Company

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Allied Insurance – Commercial Auto & Fleet Coverage

Headquarters: Columbus, OH · A Nationwide Company · Custom Business Vehicle Solutions

Commercial Auto · Fleet Insurance · Hired & Non-Owned · Physical Damage · Est. 1926

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About Allied Commercial Auto

Allied Insurance, a proud member of the Nationwide family of companies, provides robust and customizable Commercial Auto and Fleet Insurance designed specifically for businesses that rely on vehicles to operate. Headquartered in Columbus, Ohio, Allied has been protecting American businesses since 1926.

Whether you operate a single work truck or a massive multi-state fleet, Allied offers custom liability and physical damage coverage tailored to your industry’s unique risks. Their commercial auto policies protect your business vehicles against accidents, theft, and weather damage, while providing critical liability protection if your drivers cause injury or property damage to others.

Backed by the financial strength of Nationwide, Allied is highly regarded for its dedicated commercial claims handling, risk management resources, and flexible fleet scheduling. They work exclusively through a network of independent insurance agents who understand the nuances of commercial transportation and business vehicle operations.

Company Information
Company Name	Allied Insurance (A Nationwide Company)
Parent Company	Nationwide Mutual Insurance Company
Headquarters	1100 Corporate Center Dr, Columbus, OH 43235
Founded	1926 (Farm Bureau) · Joined Nationwide in 1970s
Phone	1-800-242-5433 (Customer Service)
Services	Commercial Auto · Fleet Insurance · Hired & Non-Owned · Physical Damage · General Liability
Coverage Area	United States (via licensed independent agents)
Price Range	$$ (Customized Commercial Premiums)
Payment	Monthly Installments · Pay-in-Full · EFT · Agency Billing
Digital Tools	Online Policy Management · Digital ID Cards · Claims Portal · Agent Locator
Website	www.alliedinsurance.com

A+

A.M. Best Rating

Nationwide

Parent Network

States Served

1926

Year Est.

24/7

Claims Support

Price Range

Customer Service Hours

Standard business hours for policy changes and agent support. Commercial claims and emergency roadside assistance are available 24/7.

Customer Service & Quotes

Day	Open	Close
Monday	8:00 a.m.	6:00 p.m.
Tuesday	8:00 a.m.	6:00 p.m.
Wednesday	8:00 a.m.	6:00 p.m.
Thursday	8:00 a.m.	6:00 p.m.
Friday	8:00 a.m.	6:00 p.m.
Saturday	Closed	Online Only
Sunday	Closed	Online Only

Commercial Claims

Day	Open	Close
Monday	24 Hours	24 Hours
Tuesday	24 Hours	24 Hours
Wednesday	24 Hours	24 Hours
Thursday	24 Hours	24 Hours
Friday	24 Hours	24 Hours
Saturday	24 Hours	24 Hours
Sunday	24 Hours	24 Hours

Commercial Auto Coverage Options

Explore the comprehensive range of custom liability, physical damage, and fleet coverage options offered by Allied Insurance.

Why Choose Allied Commercial Auto?

Key benefits and features that distinguish Allied Insurance for business vehicles and fleets.

Nationwide Financial Strength

A+ A.M. Best Rating

Backed by Nationwide, ensuring unparalleled financial stability and reliable claims-paying ability for your business.

Trusted Security

Custom Fleet Scheduling

Flexible Management

Easily add, remove, or swap vehicles in your fleet policy as your business grows or changes, without administrative headaches.

Scalable Solutions

Dedicated Commercial Claims

Fast Resolution

Specialized commercial claims adjusters understand business downtime. They work quickly to get your vehicles repaired and back on the road.

Minimize Downtime

Risk Management Resources

Safety First

Access to driver safety programs, fleet telematics discounts, and loss control resources to help prevent accidents before they happen.

Proactive Protection

Headquarters Location

Allied Insurance‘s corporate headquarters is located in Columbus, Ohio. Use this map for corporate correspondence. For local policy service, please contact your independent Allied insurance agent directly.

Address	1100 Corporate Center Dr, Columbus, OH 43235
Region	Franklin County, Ohio
From I-270	Take exit 33 for OH-315 / US-23. Head north, then take the Corporate Center Dr exit. The campus is located in the northern Columbus business district.
Parking	Corporate visitor parking available by appointment
GPS	40.0333° N, 83.0167° W

Allied Insurance HQ

⭐⭐⭐⭐⭐ Corporate

1100 Corporate Center Dr
Columbus, OH 43235

Mon-Fri: 8:00 a.m. – 6:00 p.m.

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Company History & Background

From a regional Farm Bureau insurer to a nationwide commercial insurance powerhouse.

Year	Milestone
1926	Founded as Farm Bureau Mutual Automobile Insurance Company, initially focusing on auto insurance for farmers and rural businesses.
1950s-60s	Expanded into commercial lines and rebranded as Allied Insurance, broadening its focus to serve all types of businesses and contractors.
1970s	Joined the Nationwide family of companies, gaining access to massive financial resources, advanced risk management, and a national distribution network.
2000s	Became a leading writer of commercial auto and fleet insurance, known for customizable physical damage and liability packages.
2026	Continues to protect thousands of businesses across all 50 states, leveraging Nationwide’s technology and claims infrastructure to deliver superior commercial auto solutions.

Frequently Asked Questions

What does Allied Commercial Auto physical damage coverage include?

Physical damage coverage typically includes Collision (damage from hitting another vehicle or object) and Comprehensive (damage from theft, vandalism, fire, or weather). It protects the actual business vehicle itself, rather than third-party liability.

What is Hired and Non-Owned Auto (HNOA) coverage?

HNOA covers liability when employees use their personal vehicles for business errands (non-owned) or when your business rents or leases vehicles (hired). It protects the business from lawsuits, as the employee’s personal auto policy usually excludes business use.

How does Allied Insurance handle fleet coverage?

Allied offers scalable fleet coverage for businesses with multiple vehicles. They offer flexible scheduling (easily adding/removing vehicles), fleet telematics discounts for safe driving, and dedicated commercial claims handling to minimize downtime for your business vehicles.

Is Allied Insurance part of Nationwide?

Yes. Allied Insurance is a member of the Nationwide family of companies. This provides policyholders with the financial strength, resources, and stability of one of the largest and most trusted insurance organizations in the US.

Do I need a special policy for a work truck or van?

Yes. If a vehicle is used primarily for business purposes (hauling tools, delivering goods, transporting employees), a personal auto policy will likely deny a claim. You need a Commercial Auto policy to ensure proper liability and physical damage protection.

Other Commercial Insurance Providers

Disclaimer: This article is an independent directory listing and is not affiliated with, endorsed by, or sponsored by Allied Insurance or Nationwide. All information including coverage options, phone numbers, and office details is compiled from publicly available sources and is believed to be accurate as of August 2026. Coverage availability, prices, and terms may vary by state, industry, and individual business circumstances. Contact the company directly at 1-800-242-5433 or visit alliedinsurance.com for the most current information and official quotes. Allied and Nationwide are registered trademarks of their respective owners.