Verified Provider Data Official Source: aaa.com Updated: August 2026 A.M. Best A Rated
AAA Insurance family driving safely, home protection, and comprehensive coverage options
Auto & HomeLife & Umbrella60+ Million Members
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AAA Insurance – Auto, Home, Life & Specialty

Federated Motor Clubs · Serving 60+ Million Members Nationwide
Auto · Home · Life · Umbrella · Motorcycle · RV · Boat

About AAA Insurance

AAA Insurance is one of the most trusted and recognized insurance brands in the United States, serving over 60 million members through a federated network of regional motor clubs. Headquartered nationally in Falls Church, Virginia, AAA has been synonymous with roadside assistance and automotive safety since 1902.

Unlike many direct-to-consumer insurers, AAA Insurance combines the financial strength of a massive national organization with the personalized, local service of neighborhood branch offices and dedicated agents.

AAA is highly regarded for its multi-policy discounts, safe driver rewards, and seamless integration with AAA membership benefits. Whether you need standard Auto and Home coverage, or specialized protection for RVs, Boats, and Classic Cars, AAA provides comprehensive solutions backed by an A.M. Best A-rating.

A
A.M. Best Rating
60M+
Total Members
1902
Year Est.
24/7
Claims Support

Official Coverage Packages & Options

A comprehensive breakdown of every major insurance product offered by AAA. Click any package below to connect directly to the official AAA quote page.

Do I need to be a AAA member to get AAA Insurance?
In most regions, yes, you must be a AAA member to purchase AAA Insurance policies. However, membership is easy to obtain and often pays for itself through the multi-policy and safe driver discounts available to members.
What is the difference between Comprehensive and Collision auto coverage?
Collision coverage pays for damage to your car resulting from a crash with another vehicle or object. Comprehensive coverage pays for damage to your car caused by events other than a collision, such as theft, fire, vandalism, or hitting an animal.
How do I file a claim with AAA Insurance?
You can file a claim online through your AAA account portal, via the AAA Mobile app, or by calling the AAA Insurance claims hotline. Roadside assistance claims can be filed instantly through the app or by calling 1-800-AAA-HELP.
What discounts are available with AAA Auto Insurance?
AAA offers numerous discounts including Multi-Policy, Multi-Vehicle, Good Driver, Good Student, Pay-in-Full, Paperless Billing, and discounts for completing defensive driving courses. Specific discounts vary by regional club.
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